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Why FHA?

As Connecticut’s #1 FHA loan provider, we’ve helped families throughout Connecticut realize their dream of home ownership for the past ten years. Prysma Lending Group specializes in FHA loans for homeowners and FHA lending solutions designed for the First Time Home Buyers, FHA Refinances and more.

Contact us or call today to learn how FHA loans have been helping people become homeowners.

 

How does FHA do it?

The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so a lender can offer you a better deal.

  • Low down payments
  • Low closing costs
  • Easy credit qualifying

 

Buying your first home?

FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. Also available on 1-4 unit properties.

Want a fixer-upper?

FHA has a loan that allows you to buy a home, fix it up, and include all the costs in that loan. Or, if you own a home that you want to re-model or repair, refinance what you owe and add the cost of repairs – all in one loan.

Financial help for seniors

Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer “yes” to all of these questions, then the FHA Reverse Mortgage might be right for you. Call us now to find out more information and to determine whether this program is right for you.

Want to make your home more energy efficient?

You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage